Cashflow by Selectapension is a retirement income planning and cash flow modelling tool designed to help advisers assess whether a client’s savings and investments can sustain their income requirements over their lifetime. It covers target income analysis, sustainable income calculations, shortfall modelling, drawdown reviews, and stress testing. Advisers and paraplanners are the primary users, working through retirement planning cases, annual sustainability reviews, and scenario analysis for clients approaching or already in drawdown.