Dynamic Planner is a financial planning technology provider that supports advisers in delivering compliant, client-focused advice. One of its most developed and widely used modules is its cash flow planning tool, designed to help advisers model client finances over time. The tool enables advisers to forecast income, expenditure, savings and investment outcomes across different life stages, helping clients understand the long-term impact of financial decisions.

Cash flow planning is increasingly central to financial advice, particularly in the context of Consumer Duty, where advisers are expected to demonstrate that clients understand the risks and outcomes of their financial plans. Dynamic Planner’s approach combines stochastic modelling, goal-based planning and interactive scenario analysis to support both regulatory compliance and client engagement.