FinaMetrica measures one thing: how much financial risk a client is willing to take. Capacity for loss, and the other professional judgements that follow, stay with the adviser. A psychometric questionnaire produces the score. The client completes it alone, and the report that follows is walked through and agreed with the adviser as part of the wider suitability process. Advisers and paraplanners are the main users, while compliance teams and firm principals can review assessment activity and the spread of risk tolerance across the client bank.